Etoshin wants to empower everyone to better understand their credit cards and loyalty programs through our feature rich, simplistic user interface. Etoshin was created to simplify the process of managing credit cards, loyalty points, hotel nights, and redemption rates in one easy to use application.
Etoshin, formally ChurningPal, was created in early 2017 by Quynh Nguyen and Frank Leppar. Frustrated at the numerous spreadsheets passed around the internet to help manage basic credit card details, Quynh created ChurningPal to allow users to store data on their current credit cards such as: annual fees, expiration dates, bonus dates, and other pertinent information. Quynh initially released ChurningPal in March of 2017, with his wife, Kristi, handling the app’s creative design and the lovable panda mascot.
Quynh then brought Frank Leppar on board due to his extensive experience in credit card, loyalty program, and redemption management. Frank, and his wife Danielle, have studied credit cards and point management for years allowing them to travel the world for nearly free. They have even been featured in worldwide publications such as Bloomberg.
After initial discussions, ChurningPal was renamed and the company Etoshin was born. Etoshin continues our goal to become the sole application for anyone who needs better help tracking their credit cards and loyalty points across hundreds of different systems in our easy to use interface. Using analytics and custom data points, Etoshin provides our customers with an individual analysis of their credit portfolio ensuring they are making the best decisions for themselves moving forward.