Etoshin – Your Credit Card, Airline, And Hotel Point Manager
Welcome to the all new Etoshin blog! So your first question has to be, “What the hell is an Etoshin?” We really don’t know. It’s a fun, unique name that you can hopefully remember. That’s all that matters! The more important question is, “What will Etoshin do for me?” Let’s find out!
Birds Eye View of the Application
Etoshin is a mean to provide the ability to centrally manage all of your credit cards, hotel & airline loyalty points, and provide an area for redeeming those points. You can set notifications on everything from upcoming annual fees to point earning milestones. Imagine an application where your credit card data, loyalty accounts, and the value you are getting for your points are all centrally managed. Furthermore, an application that will keep all that data in a simple and intuitive interface. That is Etoshin.
Let’s break Etoshin down into our three main features. Credit Card Management, Hotel & Airline Point Management, and Redemptions.
Credit Card Management
First, Etoshin will track all of your credit cards, past, present, and future. When you apply for a credit card, our application will keep track of your application date, sign up bonus, the date you received the bonus, and more. With this information, we can provide proactive functionality, such as notifying you a couple weeks before your annual fees are coming up. In addition, by knowing your past, we can help manage your future. Chase’s 5/24, Citi’s 2/65, American Express’s once per lifetime can be difficult to follow. When you apply for a credit card using Etoshin, we can do all that fact checking for you. If we think you won’t get an approval, we’ll hit you with a warning sign before you even apply, so you can make the most of every application!
Hotel & Airline Point Management
Now that you see the benefits of storing your non-sensitive credit card information with Etoshin (we don’t want your card numbers or bank log-in), the next logical step is keeping your hotel & airline loyalty programs with us. In fact, point redemptions are often more challenging than point earnings to maximize. Point values can range wildly, all trying to confuse the consumer into believing their point system is worth more. Would you rather have 30,000 Starwood points, 80,000 Marriott points, or 63,123 American Airline miles? By storing your points with us, we can perform advanced analysis on community point earnings and redemptions. Now instead of seeing 37,234 points, you can see those points are worth, on average, $724 dollars. We can also show you in depth analytics on your points earning summary by month, year, or even lifetime. Imagine an application that tells you that you have earned $11,394 worth of points last year, based on the community average value or even your exact redemptions.
You can manage your cards with Etoshin, and you can manage your points with Etoshin – so the final step managing how you redeem all the points you’ve earned! Through our community redemption calculator, our users will be able to report how they are using their points. Did you use 15,000 IHG points for a $149 hotel room or 30,000 IHG points for a $499 room? As we aggregate these redemptions across loyalty programs, our application can then utilize these reports to suggest possible ways to redeem your points, giving you a TRUE value based on your redemptions. We can then source that information back to the community so that everyone knows how much their points are worth. Say goodbye to the days of guessing your “cents per point” calculation based on one guy’s best guess.
Help Us Build The Future
We’re just getting started with Etoshin, and couldn’t be more excited. While you can already download the Etoshin app on the iOS store today to manage your credit cards, the meat of the application is still in development. We truly want this to be a community tool that you will use daily, so we look to you – the users, the community – to try it out, provide feedback, and share your ideas and thoughts.
You can support our efforts by following our Twitter account, like us on Facebook, subscribe to us on YouTube. Feel free to reach out to us on our website or email. We read and respond to every message, we know how valuable your opinion is.
Today, point earnings is tough to maximize, and point redemptions are almost impossible to perfect. Tomorrow, though – with your help – Etoshin will give all of us the the ability to make as many points as possible, and make the most of those points. And that means better trips, better budgets, and more fulfilling lives.
Let’s build a more simple, and more beautiful credit management future